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Surprisingly great rates, get started right now.
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Why Do People Choose Encompass Home Lending?
Low Rates
We offer low, competitive interest rates across a full range of loan products—helping you get more home for your money, without sacrificing service or flexibility.
Loan Options
Whether you're a first-time buyer, a veteran, building your dream home, or refinancing, we have tailored loan programs—FHA, VA, jumbo, construction, renovation, and more—to fit your exact needs.
Personalized Guidance
Our experienced loan consultants take the time to understand your goals and walk with you from pre-approval to closing, ensuring a smooth, stress-free lending experience you can trust.
Personalized Loans With Incredible Rates
Discover home financing designed around you. Our expert consultants match you with the right loan at a rate that helps you save more from day one.
CONTACT USGet Affordable Rates Online
Apply from anywhere and explore competitive home loan rates tailored to your needs. Fast, secure, and simple—your path to affordable financing starts here.
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Loan Products
Fixed Rate
Predictable monthly payments with consistent interest over the life span.
FHA Loan
Low down payment options ideal for first-time homebuyers.
VA Loan
Exclusive benefits for veterans and active military with flexible requirements.
Jumbo Loan
Finance high-value homes exceeding standard loan limit guidelines.
Knowledge and Numbers
We offer tailored guidance, competitive rates, and a smooth loan experience designed around you.
No. You're free to choose any lender you prefer—there's no obligation.
You can begin online or speak directly with a loan consultant. We'll guide you through the steps from pre-approval to closing.
You'll receive a Loan Estimate within three business days of applying.
Once we receive your completed application, most approvals are issued within a few business days—timelines may vary based on your loan type.
Proud to serve our homebuyers with integrity, care, and commitment—every step of the way.